Your Vacation Begins with Insurance Coverage!





YOUR TRAVEL CHECK LIST

Your destination

If you'll be visiting more than one destination, please select the destination you will spend the most time at or your first destination. This is important because there are certain U.S. sanctioned countries where insurance benefits may not be paid.


Travel dates

This should be the date you leave your house and the date you return home. For example, if you are staying at a hotel the night before your flight, you'll want to include the night in the hotel as a travel day in case you have to cancel for a covered reason.


Cost of your trip

The cost of your trip will need to be entered per traveler as shown on your invoice. For example, if a child's portion is less expensive their trip cost should reflect that. However, if the cost is not listed per person on the invoice you can split that cost evenly amongst the travelers. Your trip costs should include all expenses you pay for your trip before you leave home. This include any of the following below:

*Any non-refundable deposits

* Pre-paid hotel and lodging expenses

* Train and airline tickets

* Cruise line tickets

* Deposits for excursions

* Car rentals

* Other transportation expenses


Initial payment date

This is the date that you made your first purchase for your vacation.

This should be the date you first paid any non-refundable part of your trip. This could be when you booked your flight, cruise, or any entertainment expenses for your trip.


Date of Birth

The date of birth for all travelers on your policy. Some of our polices use a number of travelers and their age(s) to determine the price of your policy, so it's important to have this information.

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Things to be aware of:

Traveling Companions

Your travel policy should only include people who live in the same state as you. If you are traveling with someone outside of your state, they'll need to purchase their own policy. However, they will still count as your traveling companion for coverage purposes.


Modifications

Policies provide additional benefits when you purchase your insurance policy early. It may be in your best interest to purchase your travel insurance policy as soon as you make your first payment towards your trip.

You can modify your policy as additional components of your vacation are booked and paid for. If you need to add additional coverage or adjust and of the items in your policy, you can do that easily with out online modification form. Here